Flowbit Review: Crypto Mastercard from $9.99 with Cashback
The lowest issue price in the comparison — and the only service with a cashback subscription plan that cuts top-up fees to 3%.
- Issue fee
- $9.99
- Top-up fee
- 4.5% USDT (3.0% with Plus)
- Transaction fee
- $0.25
- Monthly limit
- $2.5k
Quick facts
- Networks
- Mastercard
- Verification
- Simple verification
- Support
- 24/7
- Jurisdiction
- Dubai, UAE
- Cards
- 2
Best for
Flowbit fits users who want the lowest entry cost, easy recurring-subscription payments, and cashback through the optional Plus plan.
Cards from Flowbit
| Feature | Subscriptions | NFCTemporarily unavailable |
|---|---|---|
| Issue fee | $9.99 | — |
| Top-up fee | 4.5% USDT (3.0% with Plus) | — |
| Txn fee | $0.25 | — |
| Limit | $2.5k monthly | — |
| Apple Pay | – | — |
| AI services | ✓ | — |
| Best for | Low-cost Mastercard for subscriptions and AI services from $9.99. Top-up fee drops to 3% with Plus. | — |
Inside the Flowbit app
Real screens from the Flowbit Telegram mini-app — cards, fees and features.
Why choose Flowbit
- Lowest issue price from $9.99
- 0.25% cashback with Plus ($4.99/mo)
- Plus plan reduces top-up fee from 4.5% to 3.0%
- 35+ country coverage
- Free card freeze and free user-to-user transfers
Main advantage
The Plus plan ($4.99/mo) is unique in the comparison: it lowers the top-up fee to 3.0%, raises limits, and adds 0.25% cashback — all at the lowest issue price in the set.
Fees and limits
Subscriptions
- Issue fee
- $9.99
- Top-up fee
- 4.5% USDT (3.0% with Plus)
- Transaction fee
- $0.25
- Monthly limit
- $2.5k monthly
Wallet and AI support
Subscriptions
Telegram access
Flowbit is available via Telegram. Issue and manage your card directly in the bot — no website account required.
Open Flowbit wallet
How Flowbit compares
Frequently asked questions
What is the Flowbit Plus plan?
Does Flowbit support AI services?
What is the minimum card issue cost?
Does Flowbit offer cashback?
How many countries does Flowbit cover?
Ready to get started with Flowbit?
Flowbit offers Mastercard virtual cards from $9.99 with 35+ country coverage. The optional Plus plan ($4.99/mo) lowers the top-up fee to 3% and adds 0.25% cashback.
Open Flowbit walletLast checked: 2026-06-29